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高收益常见问题

• If I have more than $25,000 in the High-Yield 储蓄 account, do I still earn interest?

  你将获得每一美元的利息，最高可达25,000美元.00. 任何超过25000美元的余额.00美元不赚利息.

  We recommend moving balances over the interest-paying threshold into another savings product.

• 如果没有达到要求，是否需要支付费用?

  No. A single $10 will be assessed if one or more of the account requirements are not met.

• What are the potential fees on the High-Yield 储蓄 account?

  If one or more of the account requirements are not met, a single $10 fee will be assessed on the last day of the month. 

  If more than 3 withdrawal transactions are performed within a calendar month, 将收取15美元的超额提现费. 

  费用表
   

• When will fees be assessed on the High-Yield 储蓄 account?

  If one or more of the account requirements are not met, a single $10 fee will be assessed on the last day of the month.

• Is there a limit on how m任何 transactions I can do in or out of my High-Yield 储蓄?

  你可以无限存款. You can make withdrawals up to 3 times per calendar month

• What is the time limit to fulfill the High-Yield 储蓄 account requirements?

  You have 60 days from account opening to meet the requirements, including a $500 electronic deposit into your 日常检查, maintaining a $500 minimum balance in the High-Yield 储蓄 account, 并登记遗产. If requirements are not met within 60 days of account opening a monthly fee will be assessed, 账户可能会被关闭.

• Can I add a joint owner to my 每天w/高收益储蓄 account?

  All joint owners on your membership will be automatically added to the account at the time of opening.

• If I already have an Everyday checking account, will another be created when I sign up?

  No. Our system will recognize that you have an existing Everyday Account to receive your monthly deposit 和 only a new High-Yield savings account will be opened.

• If I already have an Everyday Account, how can I add a High-Yield 储蓄 Account?

  You can easily add a High-Yield 储蓄 account to your existing account through 电子沙巴买球. Any joint owners on your Everyday Account will also be added to the High-Yield 储蓄 account

• What qualifies as an electronic deposit for my High-Yield 储蓄 account?

  An electronic deposit can be made as a direct deposit, 移动存款, 或者从数字源传输, 包括Venmo, Zelle, 或者是外部账户. 

• 我应该把每月所需的500元存入哪里.00 electronic deposit for my High-Yield 储蓄 account?

  500美元的.00 electronic deposit must be made to the Everyday account. After, it can be transferred into your High-Yield 储蓄 account. 

• 我可以有一个以上的高收益储蓄帐户吗?

  There is a limit of 1 High-Yield 储蓄 account per primary owner. 

• Can I add a High-Yield 储蓄 account to my trust account?

  Trust accounts are not eligible to open a High-Yield 储蓄 account.

• Can I add a High-Yield 储蓄 account to a youth account?

  Youth accounts are not eligible to open a High-Yield 储蓄 account.

• Can I add a High-Yield 储蓄 account to my business account?

  Business accounts are not eligible to open a High-Yield 储蓄 account.